You must be an adult, eighteen (18) years of age or older, or have the consent of an adult over 18 to be listed in the Spirit Anchor Directory, access the Spirt Anchor Forum, or utilize any of the services and/or content of the Spirit Anchor website. Any other use, other than entertainment or educational via www.spiritanchor.com, and/or our social media sites is prohibited. Website visitors agree to never use any images, graphics, or written content without the express approval from the Spirit Anchor management or owner. All other agreements will be presented on an individual basis, according to the specific program association via the Spirit Anchor website, and all related social media. In addition, no refunds for membership listings will be honored after listing approval. Refunds via the Spirit Anchor retail page will be determined on a case-by-case scenario. Sponsorship Ads and any/all other marketing and advertising terms will be delegated during the contract phase of partnering. By reading these terms, you are agreeing to the terms and conditions of Spirit Anchor, LLC.